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	<title>Modern-HR</title>
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	<description>Modern-HR</description>
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		<title>Free Finance 101 :Open Courseware Classes</title>
		<link>http://www.modern-hr.com/free-finance-101-open-courseware-classes/</link>
		<comments>http://www.modern-hr.com/free-finance-101-open-courseware-classes/#comments</comments>
		<pubDate>Wed, 10 Mar 2010 13:15:23 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Job]]></category>

		<guid isPermaLink="false">http://www.modern-hr.com/?p=218</guid>
		<description><![CDATA[There are plenty of reasons that you might want to take some basic courses in finance. Such information is valuable in many jobs, and may be particularly valuable if you envision starting your own business. Some of the principles of finance and economics can be complicated, and many people may be hesitant to delve in. [...]]]></description>
			<content:encoded><![CDATA[<p>There are plenty of reasons that you might want to take some basic courses in finance. Such information is valuable in many jobs, and may be particularly valuable if you envision starting your own business. Some of the principles of finance and economics can be complicated, and many people may be hesitant to delve in. But, you may not know that many of the things you want to learn about finance can be learned online – for free. Such classes help people who just want a better general understanding of how finance and economics works, those who want to understand finance meetings at work better and those who think they might want to start a career in finance. Regardless of your reasons for being interested in finance, here are 5 open courseware classes on finance, some offered by the best universities, that will cost you absolutely nothing.</p>
<p>1. Financial Management Training Center – This website offers twenty different short courses in finance topics you can use online. You can learn everything from managing cash flow and forecasting to mergers and acquisitions. There are longer versions of the courses you can download, too. You can even translate the courses into eight different languages.<br />
2. MIT – The Massachusetts Institute of Technology offers finance classes you can take for free at both the graduate and undergraduate level. Courses include Introduction to Financial and Managerial Accounting, Financial Management Course, Corporate Finance and Financial Markets Course.<br />
3. Yale – Yep, just like MIT, Yale offers some free courses for self learners. One of their best is their class on Financial Markets, taught by Yale professor Dr. Robert Schiller, an economics professor at the university. The course helps students understand the theory of finance and its relation to the history, strengths and imperfections of institutions like banking, insurance and securities.<br />
4. Carnegie Mellon University – Carnegie Mellon, another world renowned university, offers an economics course that is a collection of online experiments in attempting to make deals with other traders in a market. These data from these experiments is then used to complete a workbook and complete the course. This can be used as a standalone market economics course or as a supplement to another course.<br />
5. Economics USA from Learner.org – This video economics class is offered in 28 half hour segments. It teaches the fundamentals of economic history, theory and practice, including micro and macroeconomics.</p>
<p>The amount of free education available on the web today is truly amazing. Regardless of your need or interest, you can find free classes that can help you get a good start on your subject of choice.</p>
<p>So, if you’re interested in improving your savvy in finance for your current job or you think there are finance courses you may need to get started owning your own business, now is the time to get started. With top notch universities and other great websites offering such fantastic information on finance and economics, you’ve got no excuse not to learn all you need to know.</p>
<p>M. Ward writes about how to get an <a href="http://mhadegree.com/">online M.H.A. degree</a>.<img src="http://www.modern-hr.com/?ak_action=api_record_view&#038;id=218&#038;type=feed" alt="" /></p>
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		</item>
		<item>
		<title>Design a house and to rent it</title>
		<link>http://www.modern-hr.com/design-a-house-and-to-rent-it/</link>
		<comments>http://www.modern-hr.com/design-a-house-and-to-rent-it/#comments</comments>
		<pubDate>Mon, 08 Mar 2010 04:22:05 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Business Tips]]></category>

		<guid isPermaLink="false">http://www.modern-hr.com/?p=212</guid>
		<description><![CDATA[Well today we have thousands of opportunities to do a business and if you are expert in different skill then you can setup a good business. One of unique method today I want to share is method where you can Design house and then you can rent it and earn money from it. We all [...]]]></description>
			<content:encoded><![CDATA[<p>Well today we have thousands of opportunities to do a business and if you are expert in different skill then you can setup a good business. One of unique method today I want to share is method where you can Design house and then you can rent it and earn money from it. We all knows that <a href="http://www.house-design.info/">House design</a> is process to design your unique flat or house and there are thousands of website which helps you to sharp your skill. HouseDesign.info is one of them; house design is a website to help you design your own house easily. You can find free house designs really easily on the Internet by going to different websites that will propose you the right design for you and this site will help you to get more information.</p>
<p>Once you done with design and complete building then you can give your <a href="http://www.flathouserent.com/">Flat or house rent</a> to people who needs and you can earn decent money from it, renting a house can be a life necessity to some individuals. If you are not fit to leave on the apartments and probably you are not in the favorable financial situation to purchase for a home, then renting a house is the best solution for you. If you want know more information in detail the  you can visit <a href="http://www.housingtoronto.net/">Toronto Housing</a> website at Housingtoronto.net. Housingtoronto.net is blog dedicated to the division of knowledge on the real estate and housing.<br />
<img src="http://www.modern-hr.com/?ak_action=api_record_view&#038;id=212&#038;type=feed" alt="" /></p>
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		<title>Importance of process management</title>
		<link>http://www.modern-hr.com/importance-of-process-management/</link>
		<comments>http://www.modern-hr.com/importance-of-process-management/#comments</comments>
		<pubDate>Mon, 08 Mar 2010 04:10:39 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Business Management]]></category>
		<category><![CDATA[business management process]]></category>
		<category><![CDATA[Business Process Management Software]]></category>
		<category><![CDATA[Business Tips]]></category>
		<category><![CDATA[Customer management process]]></category>

		<guid isPermaLink="false">http://www.modern-hr.com/?p=210</guid>
		<description><![CDATA[Well we all know that there is no organization company or any institution that can run without good management and archive their goals as without management they even not pick their growth and in business management is most important part of any company. Specially Customer management process is essential for any organization as any company [...]]]></description>
			<content:encoded><![CDATA[<p>Well we all know that there is no organization company or any institution that can run without good management and archive their goals as without management they even not pick their growth and in business management is most important part of any company. Specially Customer management process is essential for any organization as any company needs to track and manage its contact with its existing and prospective customer and thus <a href="http://www.managementprocess.net/customer-management-process/">Customer management process</a> is vital for any company to track their customers records. Customer management process can be defined as the process of using business process management and customer relationship management together to make the services offered by organizations to their customers better.</p>
<p>Many organization use Business Process Management Software to make sure their management system working perfect. <a href="http://www.managementprocess.net/business-process-management-software/">Business Process Management Software</a> is a policy and procedure management software which is packed with applications to help in optimizing any business set-up. These applications include automated email reminders, document creators, document monitors, document managers, inter-face connected to a browser, among other features. One more important field which should be their in any organization is <a href="http://www.managementprocess.net/business-process-management-bpm/">Business Process Management</a>. Business Process Management (BPM) is one of the fields in the management that focuses on putting organizations in the same line with the needs and the wants of the client.<br />
<img src="http://www.modern-hr.com/?ak_action=api_record_view&#038;id=210&#038;type=feed" alt="" /></p>
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		<item>
		<title>A Payday Loan Helps With Unexpected Obligations</title>
		<link>http://www.modern-hr.com/a-payday-loan-helps-with-unexpected-obligations/</link>
		<comments>http://www.modern-hr.com/a-payday-loan-helps-with-unexpected-obligations/#comments</comments>
		<pubDate>Tue, 02 Mar 2010 15:24:11 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Loan]]></category>
		<category><![CDATA[Payday Loan]]></category>

		<guid isPermaLink="false">http://www.modern-hr.com/?p=208</guid>
		<description><![CDATA[Payday loans can be obtained over the phone, online or in person. Whatever is most comfortable and convenient for you is possible. If you don’t like the idea of waiting in line, your best bet is online or over the phone. Either way, a instant payday loans will help you obtain the money you need [...]]]></description>
			<content:encoded><![CDATA[<p>Payday loans can be obtained over the phone, online or in person. Whatever is most comfortable and convenient for you is possible. If you don’t like the idea of waiting in line, your best bet is online or over the phone. Either way, a <a href="http://800paydayloans.com/instant-cash-advance/instant-cash-advance.html">instant payday loans</a> will help you obtain the money you need when you need it.</p>
<p>Being a best friend means that you do things for each other even when you don’t have the money. If your best friend is getting married, you will undoubtedly be in the wedding. If things are tight right now, this could be a problem if you have to buy a dress for the big day. Most often these obligations come at the very worst time. In addition to the clothing you will wear at the wedding, you will have to get a wedding present, a gift for the wedding shower and probably take her out for her bachelorette party. All of a sudden, you have several hundred dollars that you need to come up with within a short period of time.</p>
<p>There are so many things to do. You cannot come up short or empty handed to any of the social obligations. Your friend may not say so, but she will be watching to see what you bring. Not because she is looking for a specific dollar amount. She is looking at the thought behind what you get her. This is a big day in her life. You want her to remember the moment positively. It will take time to pick out the right present that represents your relationship. It will also take money.</p>
<p>Your best friend counts on you for everything. You have been friends since junior high school. Where you saw one of you, you saw the other. It’s a little sad that she is moving on to the next phase of her life which will include a change in your friendship. It doesn’t have to be a bad change, but it will change nonetheless. You want her special day to be something she will always remember. Saying to her that you don’t have the money to be in the wedding is not acceptable. A payday loan will save you from the embarrassment. You will be able to get the money you need right away. No one will have to know that you needed a small loan to get you through it. It is a resource to you that you can use when you need it.<img src="http://www.modern-hr.com/?ak_action=api_record_view&#038;id=208&#038;type=feed" alt="" /></p>
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		<title>Business Loans Alternatives</title>
		<link>http://www.modern-hr.com/business-loans-alternatives/</link>
		<comments>http://www.modern-hr.com/business-loans-alternatives/#comments</comments>
		<pubDate>Thu, 25 Feb 2010 04:50:36 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[business cash advance]]></category>
		<category><![CDATA[cash advance]]></category>

		<guid isPermaLink="false">http://www.modern-hr.com/?p=206</guid>
		<description><![CDATA[Today starting a business is not an easier then before because of credit crunch problems but now world economy restore once again and It’s best time to start a business if you have your own business idea. To start your business first thing you should need money and if you don’t have it then now [...]]]></description>
			<content:encoded><![CDATA[<p>Today starting a business is not an easier then before because of credit crunch problems but now world economy restore once again and It’s best time to start a business if you have your own business idea. To start your business first thing you should need money and if you don’t have it then now days you can easily find <a href="http://www.businesscashadvance.com/loans/">quick money</a> thanks to business loans but it could be complicate for you. So many businesses have learned that there is no time to waste on complicated business loan applications, especially when they are likely to be denied. You can avoid the difficult loan application process required by the banks; Apply for a business cash advance now because there is no need to prepare business plans or compile financial and tax records, Quick, easy application – many approved for cash in less than 24 hours and available to you even if you and your business have less than perfect credit. It’s very easy and works perfect for you. If your business processes at least $5000/month in credit card transactions, you can use future credit card sales to secure a business cash advance. Repayment is made through a small fixed percentage of your credit card sales – you only pay us when your customers pay you.<img src="http://www.modern-hr.com/?ak_action=api_record_view&#038;id=206&#038;type=feed" alt="" /></p>
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		<item>
		<title>7 Things to Know About Online Payments</title>
		<link>http://www.modern-hr.com/7-things-to-know-about-online-payments/</link>
		<comments>http://www.modern-hr.com/7-things-to-know-about-online-payments/#comments</comments>
		<pubDate>Sat, 20 Feb 2010 14:49:27 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Online Payments]]></category>
		<category><![CDATA[PayPal]]></category>

		<guid isPermaLink="false">http://www.modern-hr.com/?p=203</guid>
		<description><![CDATA[1. There’s more than one way to accept payments through an e-commerce website. eWallet services such as Google Checkout or PayPal allow customers to purchase items online and pay through their accounts with those respective services. More popular are robust payment service providers that offer a wide array of online payment solutions and work in [...]]]></description>
			<content:encoded><![CDATA[<p>1. There’s more than one way to accept payments through an e-commerce website. eWallet services such as Google Checkout or PayPal allow customers to purchase items online and pay through their accounts with those respective services. More popular are robust payment service providers that offer a wide array of online payment solutions and work in conjunction with merchant accounts and e-commerce shopping cart software. Research a myriad of methods and service options to find one that meets your e-commerce needs. </p>
<p>2. You need a payment gateway to accept and process online payments. A payment gateway authorizes a transaction and enables the secure transfer of credit card funds from customers to your merchant account. Look for a payment gateway that is compatible with your site’s shopping cart. </p>
<p>3. You also need a merchant account. While a payment gateway authorizes credit card transactions, a merchant account is a commercial bank account that allows you to actually receive funds credit card sales. Merchant accounts are typically available through traditional banks and financial institutions. </p>
<p>4. For a seamless shopping experience from start to finish, a merchant account coupled with a payment gateway is the way to go. This option does tend to be more expensive than using third-party payment processors but it will allow your customers to make purchases directly on your site using a credit card. </p>
<p>5. <a href="http://www.washingtonpost.com/wp-srv/politics/special/encryption/encryption.htm/">Encryption</a> is a must. In order to secure customers’ information and prevent credit card fraud, a payment gateway should offer encryption that enables you to accept payments safely. IN a similar vein, opt for services that provide a variety of online fraud prevention solutions. </p>
<p>6. Be prepared to pay monthly fees and/or percentage-based transaction fees in order to accept <a href="http://www.globalcollect.com/payment-processing/">online payments</a>. While the amount a payment gateway charges may vary, there are two main types of fees that you can pay: either a flat monthly charge or a percentage of every transaction the payment gateway processes. </p>
<p>7. Be aware of other fees you may be expected to pay with a payment gateway, including setup fees and deposits.<img src="http://www.modern-hr.com/?ak_action=api_record_view&#038;id=203&#038;type=feed" alt="" /></p>
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		<title>5 Tips for International Payment Processing</title>
		<link>http://www.modern-hr.com/5-tips-for-international-payment-processing/</link>
		<comments>http://www.modern-hr.com/5-tips-for-international-payment-processing/#comments</comments>
		<pubDate>Thu, 18 Feb 2010 03:15:57 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Charge Back Protection]]></category>
		<category><![CDATA[Currency Conversion]]></category>
		<category><![CDATA[Merchant account]]></category>
		<category><![CDATA[Payment Gateway]]></category>

		<guid isPermaLink="false">http://www.modern-hr.com/?p=200</guid>
		<description><![CDATA[Many merchant account providers and payment processing services do not offer solutions for international commerce. For companies interested in expanding globally, they will need to find a reputable, established provider that offers international payment processing; here are five tips to help companies acquire safe and secure international payment processing:
Use an Established Payment Gateway – There [...]]]></description>
			<content:encoded><![CDATA[<p>Many merchant account providers and payment processing services do not offer solutions for international commerce. For companies interested in expanding globally, they will need to find a reputable, established provider that offers international payment processing; here are five tips to help companies acquire safe and secure international payment processing:</p>
<p><strong>Use an Established Payment Gateway</strong> – There is little doubt that fulfilling international orders carry a much great risk than domestic ones. Using a reputable <a href="http://en.wikipedia.org/wiki/Payment_gateway">payment gateway</a> can offer merchants many of the security features and safeguards that will afford fraud detection and minimize payment risk. Look for a payment gateway that offers comprehensive fraud detection features that can identify potential fraudulent orders, especially originating from countries with high online fraud rates. </p>
<p><strong>International Shipping Pricing and Policies</strong> – Clearly show on your website your company’s international shipping pricing and policies including whether not customers are liable for additional duties and taxes. </p>
<p><strong>Offer Local Payments</strong> – To boost international sales, make sure you offer popular payment methods in the countries you are serving. For example, credit cards are widely used and accepted in the United States and England while other payment methods (such as bank transfers) are more popular in different areas of the world. Find an <a href="http://www.globalcollect.com/online-payment-methods">international payment </a>processor who allows you to offer local payments in all of the countries you ship merchandise to. </p>
<p><strong>Currency Conversion</strong> – To avoid confusion and again increase sales, make sure you display the purchase price in the local currency of buyers. You can determine a buyer’s location based on their unique IP address or offer a drop down menu with a list of currencies shoppers can choose from for currency conversion. </p>
<p><strong>Charge Back Protection</strong> – All online merchants should acquire charge back protection, especially when they are selling high-ticket items internationally, such as electronics or pharmaceuticals. Many payment processors offer tools and solutions that protect merchants from financial losses incurred by costly charge backs.<img src="http://www.modern-hr.com/?ak_action=api_record_view&#038;id=200&#038;type=feed" alt="" /></p>
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